Best types of insurance for a new business

The best types of insurance for a new business is important for any company, even if they are just starting out. A business that does not have insurance will not be able to function properly. If you currently own a business or are thinking about starting one then it is highly likely that you need to buy some form of commercial insurance before you open for business. Getting coverage is never an easy task, however. Some people have found that this is one of the most stressful financial times of their lives. This is mainly because business insurance is quite expensive and can often be very confusing. To help make the process of buying the best types of insurance for a new business easier for many people, there are a…
Read More

Advantages of Using an Insurance Broker

When you are considering a business insurance broker, you should consider both the advantages and disadvantages of using this professional. This individual can be an asset or a liability to you. There are many advantages to using an insurance broker including lower cost for policy coverage, receiving multiple quotes from different companies, saving you time by working only with reputable companies, and the ability to deal with only reputable agents. However, there are also several disadvantages that you need to look into before making a decision regarding this professional. These include the following: As mentioned previously, business insurance brokers save you time because they not only obtain the quotes you need for your policy, but they also provide you with all of the information needed about all of the insurance…
Read More

Commercial Vehicle Insurance

Are you thinking about getting commercial vehicle insurance for your pizza delivery van? This type of insurance is very similar to personal auto insurance. The only difference is that the company will insure your vehicle as part of their fleet. For instance, if you own a pizza shop and you use your vehicle to make deliveries to homes and businesses, you may wish to get commercial vehicle insurance. You should check with your local insurance agent to find out if they would be willing to cover your vehicle. If you currently own or operate a small business, you may want to think about commercial vehicle coverage. Not only will you have the peace of mind that your vehicle is insured if it is ever damaged or stolen, but you may…
Read More

What is Public Liability Insurance?

Public liability insurance is specifically designed to cover a business against any action taken by a third party that has been hurt as a direct result of your product or service you've provided. The protection is in place to ensure that your customers or clients do not suffer injury or damage when engaging with you. There are two main types of public liability insurance, the first of which is general liability. This will cover you for injury and damage sustained while operating your business - but does not cover anything related to your private finances, such as the performance of any financial services you may offer. The second type of insurance is professional liability cover, which will pay out to indemnify and compensate professional services you use while running your…
Read More